From what you’ve described, it sounds like you’re more focused on long-term appreciation and future benefits rather than immediate cash flow.

Since I am entering this field in the latter part of my life (63), I do not want 'long-term' investments as I am not interested in making millions, but having enough for the remainder of my life to 'Vive La Vida Loca'!

I was last getting terms around 5-6% for the first 5 years, then floating with prime, 20 year term. 

What’s the current loan balance and terms with the hard money lender?

How long does that take?

Personally, I advocate for a long-term investment strategy and would recommend investing the funds, provided you are comfortable with the expected return on investment over time.

Curious on people's thoughts of the long term potential of the Lehigh Valley, and any one area in particular such as Allentown vs Bethlehem vs Emmaus. 

It depends how long you plan on living.

Hi BiggerPockets team,I am a rookie US real estate investor searching for financing options for my first deal.Personal ProfileCitizenship: IsraeliI do not have US citizenship or a long-term visa.Investment GoalsLong-term rentals in good B/B+ locationsLow-maintenance propertiesKansas City, MO/KS, or its suburbsI am familiar with what https://lendai.us is offering, but I am trying to find other alternatives.Thank you!

As a long-term hold investor, I see this property as -$600/mo to -$800/mo depending on whether you use a PM or not.