I discovered my current mortgage is behind secondary to an increased in December; I am using automatic payments and didn't notice the partial payment notification.

HI,I am using a contractor for a full apt gut rehab, I would like to know if anyone has a contractor's contract that I can work off (of course will add or take off accordingly) he is a new contractor, so he doesn't have one,  [I am using him because I have used him for past several years on smaller projects, so I know to trust him.]Thank you

Private Lender" as I am using it here denotes individuals (or their business entity) that are lending money they directly control and keep for the life of the loan.

You are the founder of DealCheck, and I am using it. 

BUT.... as I know there is a very large development of a Train Station HUB just a few blocks away, I am using my intellect and know that it will eventually increase my rents as the demand for the area increases.Eventually, 10 years from now, and that Train station hub is opened, I will reap the reward of approximately $4k per year or $383 per month increase in cash flow.You cannot do this kind of analysis with a Cash on Cash Return.You need the Internal Rate of Return.When you want to talk to the big boys, the Investment Bankers, the Commercial Lenders, your own Partners, sophisticated investors, etc., you need to understand IRR, how it works and why the one shot CoCR is just not correct.When you really understand these calculations.... the all kinds of scenarios can be modeled.When you understand all kinds of scenarios, you can begin to predict the future with accuracy as you use your God Given Intellect.

I am using TurboTax for my taxes, BTW.  

Lvt is what I am using but I want to be able to change floors if I ever sell my sfh.

I am using the occupancy and data that I’ve got from one here and several other golf cart rental companies in Charleston, and the numbers are very compelling.

I am using the brrrr method.

I am using the OHFA downpayment assistance and it works for 2 - 4 units.