Common area with linked ensuites. tags: senior, elder, shared housing, tiny homes, student housing, small homes, affordable, 

Their pivot to ADUs more recently is an attempt to increase affordable housing in many of those same areas. 

If you move to NYC, focus on maximizing your earning potential while investing in affordable out-of-state markets with strong rental demand, like San Antonio or Indianapolis.

The rent-to-price ratios are strong, property values remain relatively affordable compared to many other cities, and the city has been seeing real economic and population growth.I invest in Detroit myself and have built a portfolio of 12 doors there.

House hacking is an incredible way to live affordably while building wealth through real estate.

my next step is to find the best and most affordable market for my investment!  

Not the cheapest 25% or the most expensive 25% but I’m the middle, where people want to and can afford to live. 

These areas are experiencing significant development and population growth, driven by families and professionals seeking more affordable housing while staying close to the job hubs in Plano, Frisco, and even parts of North Dallas.

Maybe that allows you to afford more rentals in the future too. 

As I said, you don't HAVE to pay for any tools if you can't afford it, but it will take a lot longer and be more difficult to start making money.