The longer you hold onto it, the more your costs add up, the more costs you have to recover, and the fewer funds you have available to use to recover them with.Think of it like playing Poker (not because it's gambling...REI shouldn't be gambling). 

If i do sms texting, how do i do it without being marked as “spam risk”. 

. :)I couldn't resist.As Jonathan noted, whenever anyone says "I want to invest in syndications" it is opening yourself up to being spammed by every possible capital raiser that lurks on these forums, proven or otherwise.Not being accredited does not stop you from buying property directly (you likely knew this) or from investing in the stock market into various real estate deals.  

But yes, sadly most retail investors don't know what they're doing and end up gambling.4.

The comment about Nigerian trolls spamming BP reminded me of this hilarious ted talk about what happens when you start responding to scammers :)https://ted.com/talks/james_veitch_this_is_what_happens_when_you_reply_to_spam_email?

Be it stocks or real estate.If I want to gamble, I'll go to Vegas and loose quickly on the slots so I can have a cigar and enjoy a cocktail.Much success

Not, hey lets gamble since I love risk with 100k or more, and lets put my personal house, and car etc on line.

Over the last decade, that gamble paid off and significantly helped grow my net worth and investable cash.  

Spam me with all the best people and I would love to hear why you love them!

That's gambling people.