No exceptions ever for any reason.Saving $50 bucks with a “cheap” handyman or saving $2500 on a renovation to do business with a highly trusted but NOT insured handyman is investors Russian roulette.If it goes wrong and you lose you can lose everything.

Also the Russian issue will keep worldwide costs up until their oil/gas products start to flow. 

See if you predicted correctly:1- The stock market and housing market recovered after the 2007-2008 recession in just 5 years and appreciated much quicker after that.2- The short-term rental market and other sectors recovered from the 2020 Covid shutdown recession quickly and went into a boom mode3- Instead doing a surgical-strike operation in Ukraine , the Russians got them into a Vietnam-style quagmire.

It's like playing russian roulette everyday. 

I'm now looking at the Sacramento area as well as Russian River Valley.

Its a bit like Russian roulette; everyone gets to play at least once!

Are you looking to wholesale in Russian River or do you have another market in mind?

Two final items to consider: you will make your money when you purchase the land i.e. buy it right AND "you will walk a little different on land that you own" a memorable quote I received from a Eastern European refugee (Russian invasion 1952) that was purchasing 80 acres from me in 1981,  He had become a millionaire in America and enjoyed owning Land.  

Wanna play Russian Roulette anyone?

She told me many years ago an old Russian proverb, and while it doesn't exactly translate well, I'll give it a shot:Of 2 people arguing, one is always a fool, and the other is an ***.