Try to pick things where replacement pieces are possible and easy. i ill add that I put in some games we really like as a family, they went missing over a couple of months.

That's why it sort of replace the need for a checking account.Every tool has it's function.

The bathroom and kitchen were replaced.

You technically do not have to replace the mortgage. 

There are still a ton of roofs with blue tarps needing repair/replacement and some debris sitting curbside.  

Fixing a leaky toilet, replacing a broken light fixture, etc. can create good will.

WE are seeing this in the Portland market.Montgomery Park the largest office complex in the state that sold about 7 years ago for 250 mil just got bought ( after no one bid it at foreclosure) for 25 mil by Menashe family. its over 1 million sq ft.. dont think you can lose on something like that. reminds me of the buys in 2010 in some markets were sfr's were selling for 1/4 of replacement costs..

Needs more cosmetic work than major rehab, and roof was recently replaced.

I have now replaced my old corporate job income and expect to make over $70k cashflow off of my 31 unit portfolio while also having the time I want to be able to enjoy sailing, camping, hiking, and hunting.

report card as stolen and replace, i do that on all cards every few years help with identify fraud also