I could have found the money I bet, but I was scared to be a landlord.

In fact, I would bet that the only stockholders that would have enough clout to move prices, such as pension funds and the like, would probably appreciate a bank that maintains clear line-of-sight between the note holder and mortgagee. 

It seems like investors strongly bet on appreciation here which I dislike.

Memphis has a steady, growing economy, and there’s always demand for rentals, which makes it a great long-term bet.

I bet short term rentals can work right in your own backyard!

Under the same scenario, a GP with a fixed percent return would probably make the choice to sell and take profits because they would see the 20/80 decision as a bad bet. 

Some even bet against the market and made a fortune.

Your best bet is to consult with a good broker that has experience with business insurance and RE.

I'm a bit late but want to reach out to the community to see what might be my best bets to get my money back (file judgement, etc.).

@Bijan SabbaghiYou don’t that’s the challenge - we pull data from several places as a note holder and for example and currently we see less than 20% actually going to foreclosure as most are ending in bankruptcy right now due to borrowers equityThe ones that are under water are typically going back to the bank.Best bet is to find properties where deceased or maybe divorced to get higher chance of actually going to foreclosure