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I recently closed on the purchase of 12 acres with the help of a family loan, and the farm service agency ( 1.5% for 20 years).

Having a consultant who has worked with the agencies before is a huge plus.Alongside the developer, creating a defined site plan is needed to determine the improvement & infrastructure cost. 

If a stock broker were to do the same thing with bond holders in his agency with investor clients it would be illegal, (churning accounts) in the note business it's accepted practice.

I have bought off market deals direct from owners, from wholesalers as both a dual closing and contract assignment, and of course listed deals.From the surface, this sounds a tiny bit shady, but not over the top.  

I use a billing and communication agency. 

I'm working on building relationships directly with placement agencies to become their local go to source of housing.

In particular:(1) Should I hire a law firm or collection agency to facilitate the transaction?

I have always heard of the danger of a dual agent situation and understand why it's not ideal.

Refinancing to agency may make this a great dealGood LuckGino