Hi KyleThe way most real estate for sale is priced these days there’s little to no cash flow after debt service with 25% down - borrowing a down payment would put the investor in a negative monthly position. 

Also for conventional financing, the DP can't be borrowed.

Alternative Lenders – Look for private lenders or debt funds that focus on asset-based lending rather than borrower experience.

Most hard money lenders will allow you to borrow up to 75 percent of the current after-repair value after 6 months and most banks 12 months.

There are 85% LTV DSCR loans but expect a higher rate-sometimes 1% higher for the same borrower profile compared to a 80% LTV.

I'd sure like to borrow his MLS access (if he had it) for easier research though.

Use caution when borrowing against your stock portfolio, especially if it's a high volatility portfolio comprised of individual companies.

I agree with others have said, if they can make 24% return, why wouldn't they just borrow at a hard money rate and just make the 24% themselves.

I borrowed $30k on a personal loan from Discover for 15% with no fees for a plot of land and paid "cash" for it.

Do these borrowers have ITIN's at least?