Unless there is significant equity in the property 50% LTV may not be enough to payoff the current underlying mortgage.Now here are the exceptions to lift the COB 50% limited LTV restriction:- you inherit the property and it was transferred into your name either via legal award from a domestic partnership/marriage - you have been on title for 24 + months- you took title to the property that was transferred from a partnership or partnership like entity (LLC, LP, etc) that you can document the ownership of 25% or more in- you lived in the property and have been on title for atleast 12 months as a primary residence- you have paid the mortgage for atleast 12 months - or you can demonstrate a relationship with the obligator (domestic partner, relative, family member, etc. )If you qualify for one of the exceptions you are not limited to the 50% max LTV  when considering fannie/freddie conventional cash out refinances on a subject to transaction.

We self-manage, and are 7 year superhosts on the Airbnb platform, and all 3 of our properties also received the "Guest Favorite Award" on Airbnb.  

First person you talk to, is your banker, they need to be able to do a 10% SBA loan. 

If you went to court you would be awarded money for their gossip that you'd likely never collect and you would be SPENDING MONEY to have a lawyer draft a NDA and to take them to court.

For a commercial broker, take a look at who has a majority of commercial listings on LoopNet/Crexi in the desired area...OR for the property type you're exploring definitely check in with a local CU or your current banker for both a RE recommendation and lending options.

If there is no affordable housing means the economy there is not good enough for investors or bankers to support.  

You are the BANKER. 

This is one of the biggest mistakes I observe.While terms are important, take the time to get to know what each banker has to offer, their capacity and how they can help you grow.

Delvin,If you plan on using financing you for sure need to talk to a few Bankers or Non/QM Brokers.

@Andrew Postell deserves some sort of award from Bigger Pockets for this thread (e.g. a "knighting" ceremony officiated by @Brandon Turner).