Jorge Pena why can’t you have your cake and eat it too.

The 2nd house would just be icing on the cake even if I sold it for pennies.It seems so simple, I feel like I must be missing something big or others would have already done it... 

Oh, the icing on the cake: there was a fire in the basement! 

Metropolitan Area Zillow Home Annual Annual Annual Zillow Annual Value Indexiv ZHVI ZHVI Inventory Rent ZRI (ZHVI) Change (%) Change ($) Change Index Change (ZRI) United States $203,400 6.50% $12,500 -11.70% $1,432 2.20% New York, NY $426,100 7.10% $28,200 -16.80% $2,393 0.50% Los Angeles-Long Beach-Anaheim, CA $615,800 5.40% $31,600 -23.20% $2,720 4.40% Chicago, IL $212,900 5.30% $10,800 -9.30% $1,651 1.00% Dallas-Fort Worth, TX $217,100 9.10% $18,100 28.40% $1,596 3.00% Philadelphia, PA $219,000 3.00% $ 6,400 -16.10% $1,578 0.40% Houston, TX $183,300 4.60% $ 8,000 2.80% $1,532 -2.00% Washington, DC $384,700 2.40% $ 9,000 -10.70% $2,133 0.70% Miami-Fort Lauderdale, FL $259,200 6.80% $16,400 -0.90% $1,848 -1.50% Atlanta, GA $182,200 6.70% $11,400 -11.60% $1,379 4.30% Boston, MA $432,300 6.50% $26,400 -19.10% $2,365 2.20% San Francisco, CA $871,300 6.00% $49,500 -32.00% $3,379 -0.10% Detroit, MI $142,700 7.60% $10,100 -16.90% $1,181 1.40% Riverside, CA $335,200 6.00% $19,100 -20.00% $1,840 6.20% Phoenix, AZ $242,100 6.50% $14,800 -12.60% $1,344 3.70% Seattle, WA $457,700 11.70% $48,100 -23.60% $2,198 5.60% Minneapolis-St Paul, MN $246,200 5.50% $12,800 -18.40% $1,623 5.30% San Diego, CA $555,800 6.20% $32,500 -31.00% $2,535 4.40% Tampa, FL $189,100 8.10% $14,100 -20.10% $1,364 2.30% Baltimore, MD $262,000 3.10% $ 8,000 -18.80% $1,730 0.20% Denver, CO $372,800 6.30% $22,000 -23.30% $2,035 1.80% Pittsburgh, PA $137,100 3.90% $ 5,100 -10.00% $1,067 -1.50% Portland, OR $369,000 6.00% $20,900 3.40% $1,872 4.70% Charlotte, NC $179,100 8.50% $14,000 -4.80% $1,284 3.60% Sacramento, CA $376,900 8.40% $29,100 -21.80% $1,813 7.00% San Antonio, TX $167,100 7.50% $11,700 3.70% $1,335 1.00% Orlando, FL $209,900 7.70% $15,000 -14.90% N/A N/A Cincinnati, OH $154,600 5.50% $ 8,100 -16.00% $1,273 2.90% Las Vegas, NV $236,800 11.20% $23,900 -24.50% $1,284 3.90% Columbus, OH $168,400 6.90% $10,800 -25.50% $1,324 2.70% San Jose, CA $1,076,400 12.30% $118,200 -60.40% $3,488 0.10% Austin, TX $280,700 8.50% $21,900 4.40% $1,690 -0.60% Virginia Beach, VA $222,300 2.50% $ 5,400 -4.80% $1,400 0.70% Providence, RI $273,300 6.20% $16,000 -13.90% N/A N/A Milwaukee, WI $214,900 3.70% $ 7,700 -4.30% N/A N/A Jacksonville, FL $184,800 6.80% $11,800 -6.50% N/A N/Ahttps://www.prnewswire.com/news-releases/median-us...

I may be trying have my cake and eat it too but thought I would reach out and see if any one was aware of a bank willing to do it.The one thing I forgot to mention is that I am going to try to BRRRR it.

There is one in Lake Forest, Laguna Hills, Irvine and near you in Anaheim. 

Piece of cake.

In my research I've seen that Anaheim, Whittier, Riverside, Kern County, Yucca Valley, Palm Springs and San Bernardino are good areas.  

Many people say they will wait and never end up doing anything.I was in your shoes 2 years ago, couldn’t find what I was looking for in Tri State area so I decided to go to the market as a novice not knowing anything about Charlotte just the research that I’ve done and planted my roots.What I do is I buy for Positive cash flow now not for the future, I don’t even consider appreciation that’s the icing in the cake a bonus.If I can get the positive cash flow/ return I’m looking for now I pull the trigger.The way I see it when the market turns and becomes a buyer market I will be a more season investor and will be ready to bounce on great deals.

So it seems I can't have my cake and eat it too.