It's a block-by-block play that in my opinion & requires a visit so you can determine where you feel comfortable and also to ensure that you situate yourself where shopping (grocery shopping) is closely available. 

😊Clearwater is an attractive spot for vacationers, but even as a local, we stay out there several times a year…fishing, riding bikes, beach bar hopping and playing some vball.

Decide which game you want to play.

You're on this website so you may think it will be REI, but maybe what you are truly a wizard at is playing financial marriage counselor for newlyweds, and then you will start getting all the newlywed business.

Instead of closing in July we closed end August which left me some more time to play "100 questions" and nag the dingo to the point of no return.

-Most leasees never exercise so 3 to 5 years from now... you keep the option fee, and had the benefit of rent that was probably above the market rate for your area.The drawback is that you don't get the ~$250k(after selling expenses) to play with. 

Decide which game you want to play.

I am looking at this as a cash flow play and would like to know if this neighbourhood has the potential for rental hikes around 3 to 5 percent in the next 5 years?

Determining whether the venture falls under a service or rental business hinges on the provision of substantial services; for instance, if a bed and breakfast service is offered, it must be reported on Schedule C, triggering a 15.3% self-employment tax.Moreover, personal use plays a crucial role in the classification of the property.

If you don't understand the implications of this, you should likely not be a buyer.That said, James, as you know I play in the big pond.