This is typically not a permanent solution unless you can get at least a 10-year balloon and exit before then.

Typically the lender requires it to be a double wide built after 1976 and on a permanent foundation. 

They can only be financed if the home is on a solid and permanent foundation.

So it's not designed to keep a permanent balance on it.  

I think we're looking at a different time where there might be more of a shift to more permanent e-learning. 

Once the property is stabilized say in 6-12 months you can refinance into more permanent debt, and or sell. 

I know many would say a house hack but I’m 33 with a wife and 2 kids living in what’s hopefully our permanent house.

That's an interesting prediction - it seems like housing in SD is just on the rise, and with more companies open to permanent remote work, I wonder how that'll affect the market if people from other HCOL places flock here for the weather and sunshine.

The idea that I'd have is to save as quickly as possible for a down payment on a more permanent home later. 

Thank you David M.My understanding is that FHA loans do cover up to and including a 4-plex.I do plan on making one of the units my permanent residence.