If your property’s value has increased or you’ve built up equity, that could also help improve your terms.

Meanwhile, the U.S. needs 145,000-200,000 new jobs each month to keep up with population growth, spurred by increased immigration.ConclusionWhile job market momentum has slowed, it's not breaking.

You are going to 3x your interest rate so more than likely your payment will go up so what you have right now is probably the most affordable and any more borrowing will just increase your payment.

I have rentals that initially didn't cash flow, but as rents increased they do. 

Even if your units are in great condition, most residents won't be able to afford a $200/mo increase in rent. 

However, you will need to pay the additional cost of securing a new mortgage.This is based on:* I added $600 to ARM to cover its additional expense (increases monthly payment to $5,104)* No prepayment, except all paid off at end of year 5 for both loansThese are the monthly movements, I hid a lot of rows for simplicity

Increased Rates for Lower Down:If you go for a 10-15% down payment, expect rates to bump up slightly.

Her work in this way again is not influenced at all by if it is an LLC in her name, your name, or both - it is based on actual hours worked.IF and AFTER you meet the above tests, you need to prove that you materially participate in your RENTAL trades or businesses, generally this is at least 500 hours per year, but there are other tests as well.If you qualify for all of the above, now you can use tax losses from rental real estate to offset W-2 income. 

As an MTR I can get $2,200 but I need to pay an average of $200 for utilities and an extra $100 for vacancy reserves (I self manage so no increase there).

A partner wouls allow me to do more deals to buy and hold as well as increase our cashflow.