I am enjoying ray harrell's comments

Makes for great cash flow, which I thoroughly enjoy. 

Please enjoy the home at this special introductory rate!”

Might as well get it done then.Your best bet is to refi your loans down, graduate, pickup a job that requires your major (so it’s hopefully secure, and you and your kid(s) can still live life okay), then proceed to spend your extra time finding work that you truly enjoy (the earlier the better).

Shout out to Brandon’s books, it made property management seem enjoyable (still not sure how he did it)!

Shout out to Brandon’s books, it made property management seem enjoyable (still not sure how he did it)!

Using low interest to refinance many were enjoying 5-8% cap rate here in Silicon Valley, CA.

If you’ve never had a problem filling it I don’t see why you are stressed about it, I actually sorta enjoy the marketing process. 

Value can increase via no rent increases if the industry is going through cap rate compression (dropping cap rate will raise value price).5 yr term baloon is almost always killer as in this case.  7 yr better, 10 yr is best.The todo in seller financed deals:- Increase value via increased NOI and hopefully enjoy free increases from industry cap rate compressoin so that when you apply for refinancing, the appraisal will come back so that the LTV being offered (70%, 75% maybe 80%) will cover the balance on the sellers note. 

Admittedly I'm a recent transplant from MI so still feel the newb factor, however been enjoying VT, the area & it's people really well thus far.