I'm an investor and a licensed mortgage broker so I'd be happy to talk through my experience as both.

From leaving my home friends and family I met some really good people and I hoped to share that experience and learn more about realestate in the process How did you find this deal and how did you negotiate it?

This was another great tenant.Regarding Zillow applications, I differ with Kevin's experience. 

What is the experience with this program - Pro/Cons, watch outs, etc?. 

This effectively means tenants can pay cash if the lease doesn't explicitly state otherwise.

I don't have experience renting in California, but if your competition includes it, I'd probably want to consider it too.

I see a lot of potential in your situation, and I’d love to offer some insights based on my own experience and what I’ve seen work for others in your shoes.A couple of years ago, a freind of mine, also a sole provider for his family, faced a similar dilemma.

My experience has been that most lenders don’t immediately move on this, many don’t take action for 6 - 12 months.  

Curious about the on-the-ground experience.

Experience helps a ton.