@Immanuel Pierre there's ONLY a couple of companies that manage room-by-room because it's so difficult and time consuming.

People who have a W2 job are likely not going to qualify.People who manage their properties full time shouldn't have a very difficult time qualifying if they are truley involved with day to day operations.

.🛠️ you'll have time to complete a good amount of rehab work on your own💰 you'll likely be earning more at work than your starting salary now, and the monthly payment will be less of a burden🔵you'll likely make friends who may be willing to rent a room or two from you (house hack) to reduce your monthly expenses, if the monthly payment is difficult for you💸you'll likely be able to refinance at a lower rate.

It is a hassard but it will be difficult to avoid that 100%.

It can absolutely be done in California, and although California makes it very difficult to manage properties due to tenant-friendly laws, if you know what you're doing or have a great property manager, California is an excellent place to invest due to high appreciation.

Hey Ramki, I'm a real estate broker and investor here in Sacramento (100+ Airbnb properties under mgmt) and it's true, insurance is really difficult right now.

We did like NFCU, but they ended their bank transfer service, so it makes it more difficult to pay out our owners.

@Jake Posnerstrongly recommend looking closer to home - OOS investing is more difficult than it's made out to be. andwith rates where they are, there's just about no cash flow right now unless you employ a creative strategy or a combination of creative strategies.if you just buy any old property in any old market, you're not going to cash flow.

However, finding good liability insurance will be difficult, call your current insurance company of find an experience insurance broker to learn more.

We couldn't reach a compromise, so finally I made the difficult decision to sell the place and give them 100% of the proceeds back.