The trailing 12-36 months of operating statements and the current rent roll.

@Larry AppleJust as an FYI, I always get the financials and rent roll FIRST before signing anything under contract. 

This month the Realtor's of South Central Kansas (RSCK) Association has rolled out a new Commercial Information Exchange (CIE). 

Seems fine just get an estoppel, rent roll, and the book.

Getting into a small fixer or multifamily and holding long enough to do a rehab/re-tenant and then exit on an exchange is a great way to get the ball rolling.

Here is the quick pros and cons on both.Gloucester: Pros -  Good tenant pool, strong schools, most houses have public utilities, consider the more desirable area of Sicklerville by the local populationCons - higher taxes, pulling permits takes the full ~21 days, higher home prices, overall thinner marginsWinslow:Pros - Lower cost houses, rental friendly township, strong demand for rentals, slowly up & coming in certain neighborhoods, lower taxes, overall fatter marginsCons - Lots of C and D neighborhoods and lackluster tenant pools, poor schools, the more east you get the more well/oil/septic you find, considered less desirable area of Sicklerville by the local populationBy the numbers both GC and WT have similar rent rolls only off by $100 to $200 depending on the house type, therefore Winslow you will net more but have a slightly riskier houseAgain this is just a general view, you'll want to look at each sub-division as there are massive swings within each twp (Ex: Brittany Woods compared to Cobblestone in GC)

But that’s why I’m here and studying, to figure out what I can do to get the ball rolling.

I am having to close on the Price of $115k and pay the $10k out of pocket instead of rolling it into the financing. 

I've thought about putting something weird in the ad before - "5-armed martians require extra deposit", but I just let it roll. 

They will ask for rent rolls and monthly NOI reports all the time, usually.That is why you will probably want to stick to a smaller bank who is more relationship oriented.