The more places I look into, the more I see agents representing properties with financials that are either grossly exaggerated, complete guesstimations, or done 100% incorrectly showing that the agent doesn't know how to compute basic financial statements.

Last thing I want is this to be a common occurrence and I handle the penalty, foreclosure, etc incorrectly.

Not saying this is the case here, but I've seen grossly incorrect stories before.

I am incorrect?

Assistance in correcting that would be appreciated!

As of right now, the payoff for the HOA to compromise is lower then their payoff for not compromising, because they still have the (likely incorrect) view that they will be made whole on their $17K lien from some magic HOA insurance fairy.

After filing the incorrect paper work the first time I looked into an attorney

Maybe I am interpreting what you wrote incorrectly though...

Without seeing the document, I'd guess that the clerk could properly index the document even with missing or incorrect information or it would not have been recorded.

In one case, I even had the city provide me with water pressure figures to the fire hydrants which were incorrect.