As a scientist, I have a healthy dubious relationship with data and all the wrong directions it can send you. 

More frequently I will see deals go at or around 76-79% and investors are still able to make a healthy profit.

You can get a very good idea about how healthy an association is with a quick glance at their budget.Let me know if you have any other questions.

To me, the 2nd chart which tells me the business is making ZERO income over the 5 years seems more right than the first chart.Just think of Year 2 to year 4.In Chart 1, you would think this is a healthy business with $10k income for those 3 years.BUT, in Chart 2, it tells you that the business actually made ZERO INCOME!

You’ll need a healthy down payment...Chapter 13, 3 plus years... healthy down payment....With that said, you might be able to find a owner contract (seller financing) or lease to own.Good luck

I get a very healthy amount of leads fed to me daily for free.

@Kimberly WalkerWelcome to biggerpocketsFirst and foremost - Health and Family come first.Money and a great salary are great...but it looks like its coming to you at a cost.Wealth is measured in not just how much $$ you have in your bank account and in your salary.Wealth is measured in how much time you have to do the things you want, how much time you can spend with loved ones, how well your health is, etc.I personally wouldn't let a lower salary from a new position effect your ego.

regardless of what you decide to do make sure you have a healthy amount of time for due diligence on these types of deals.

Who is more healthy?

Because of nuances like this, and the many others unique to real estate, I'd encourage you to take any advice you get with a healthy dose of critical thinking as no one knows your personal situation like you do.