Of course, I missed this email and didn't see in until late that Friday night.Once I did log in, I eSigned both the Credit Authorization and POA forms and filled out some other basic personal info. 

I send texts to them occasionally just to say 'hi' and check in.  I

@Ryan Johnston, if the 1st floor is original and at the original height, shouldn't it be grandfathered in? I

Well, you're in better position then - I wish I'd had seniors and retirees applicants....not with my luck...lolusually I start marketing well before the tenants move out but only if they let me show their house: when they are still in - I can't show the house I do accept applicants on short notice, especially in winter, just have to call to all their references and read between the lines.

I also have a duplex with a conventional mortgage that I live in. I

Just a couple of ideas.....one is the house you buy to live in is not necessarily the one that is a prime rental in the future.   

The area this home was in is in a neighborhood that our last purchase occurred so our familiarity brought comfort to the rental aspect.

Admittedly, I didn't do as much research or reading as I should have before I jumped in. I

I learned so much by touring properties and helping investors find properties to invest in.  I

So while you might accumulate equity (hopefully) with principal pay down not much accessible cash flow coming in.  I