I work full time at a machine shop for about 25-30k a year and I've decided to move to Poughkeepsie New York area in July of 2020 to move closer to family and hopefully have more homes to choose from.

Always know your limits, although as tempting as the fruit might be sometimesQuote from @Nathan G.: 1.

When I decided to make REI my livelihood and wealth building machine, I was able to see through the fog.Many who bought at those low rates and cash flow will likely feel safe and hold for the long term.

They sawed down whole orchards of fruit, and what they couldn't destroy, they burned.

I think it is unlikely that this will happen, but if there are simple things one can do to protect their life savings from a reckless spending machine called Congress then it makes sense to spend a bit of time planning for it.

Here (in Georgia), a contract is considered binding at the time that every principal has received a copy of the signed contract.So, if I sign a real estate contract and send it to someone else (let's say a seller, for example), the contract is NOT binding at the time the seller signs it -- it's binding at the time that I actually receive it back in my hands (the one exception is if it's faxed to me, in which case it's when my fax machine receives it).Most time periods (inspection, financing and other contingency periods) are keyed off the "binding agreement" date, which again, is when all parties have received the signed contract.You need to find out what's standard in your state and your contracts.

I've definitely been working hard for many years, and the fruits of those efforts are beginning to pay off in many different ways, including press.

Keep the machines running and the space clean, and empty all the change every night.

If they help, then I would occassionally take them something in appreciation, like a nice fruit basket or box of chocolates.Mike

Some internet searching for "corporate credit" might prove fruitful.