They are a little different from buying down your rate at the for the duration of your loan like you can with other loans.

Let's say $5M is the worst-case sale price, you are confident it will sell for more.Work your way back from there with the construction (hopefully a good estimate, slightly more than required to be safe), carry costs over the total project duration, selling fees of 5% when you go to sell, etc.

This way, you own the property, but your friend has a financial interest in its success.Contractual Agreement: A clear contract can be drafted to outline the specifics of your arrangement, including how profits are split, the duration of the agreement, and what happens if one party wants to exit the investment.It's essential to consider how long the profit-splitting arrangement will last.

I use a short term construction loan (typically 12 months duration) and then must turn that loan into a permanent mortgage, technically a refinance. 

- Real estate has great tax favored benefits such as 1031's, depreciation, and cap gains favorability in certain instances (primary residence) but its still taxed while PLI offers tax free use and access as long as the policy is in force during the duration of the life of the insured person - Value and risk - real estate could lose value if the market tanks if we were to use real estate as the infinite banking asset to leverage as opposed to a PLI policy as a floor to stop loss so your cash value is secure or guaranteed to grow in the case of mutual WL via min return usually around 3-4% tax free.

I am working on a unilateral contract with a duration of 9 months.Being built: 36-plex on the back side.

I believe it was 2014 where the state handcuffed local governments from passing new laws or changing old laws in regards to frequency and duration of rental periods. 

We ended up fully collected for the duration of the eviction moratorium and I never had to do an eviction in the properties.

Most have a min duration like 90 days or so requirement.

THEN it's about DURATION, getting that "cruise-control" because vacancy is the #2 most expensive cost factor in the mix.