I have a great ISA , looking to keep her busy with convertible leads, thats a big reason I'm searching for a better lead source, even if they are 20-35% off the top;  there's barely any expired's in my market and the FSBO's are either toooo unrealistic with their pricing or if priced right they sell on their own due to lack of inventory.

Don't let that discourage you, and certainly don't think that your options are then limited to conventional financing. 

Cleveland has a lot of inventory and a large rental population along with it so there will be other options for the tenants. 

In majority of instances seller financing for the seller is a horrible idea and should only be an option when the home doesn’t get conventional financingMany will disagree with above which is fine - it’s similar to winning lottery and taking lump sum over payments.

This thesis statement was driven by the collective understanding that there are significant rental inventory supply issues in most markets in the country.

Fitchburg Listing Inventory has remained flat for the first quarter of the year, below the previous year with Sales matching near half the previous year over the last 2 months.

I realize smaller conventional loans are available but I am not a W-2 wage earner, I do however have great credit and money available for a down.

Hey Daniel,If you’re looking at conventional loans then that will be the case.  

So I then posted the advertisement on the MLS to a vast area of hungry Retail Buyer‘s within a market with very low inventory.

Springfield saw a slight increase in listing inventory, consistently performing better than the previous year.