if anything, the property qualifying to STR may disqualify your deduction if you fail material participation for STR but has REPS from material participation in long term rentals. 

What I've thought of:-Offer to show my bank statements for up to 10 years showing I make enough money-If for any reason I cannot make my mortgage payments at anytime, I will agree to sign over the deed.I don't have any friends or family that would co sign, so I'm not sure what to do!

We did have a problem with a small local bank, they were confused about a Texas address (mail service), wanting to buy property in Kentucky, and no "home" lol.

i get one of those mechanical lock boxes from masterlock and mount it to a post or the deck, in the event that the smartlock fails i can get them a phsyical key from the lockbox by giving them that code.

They had to do it, otherwise many banks and commercial customers are at the point of refinancing and the Government itself is at a strategic debt refinance point; thus, if they didn't lower rates, it would have been a catastrophe short term. 

As far as the selling bank is concerned, there is no other investor.

Also if you have very good banking relationships you might get your local community bank that you have all your accounts with to do a loan..

Pros to my current position: Secure, w2, pay is above average, benefits are stellar, schedule is somewhat flexible (can leave if I need to without penalty; vacation when I want - utilizing banked time on both), 3 miles from home, and hopefully a pension in 17 years. 

The cash in my bank is also just paper until i use it to buy an asset.

There are a few banks that offer lending, but the terms are terrible.