Rules of the loan don't seem to care about this (as long as you qualify credit wise).I'm new at this stuff and have been doing extensive research over the past few months, because I'm in the process of searching for that first multifamily to purchase using an FHA loan.Two additional important points:FHA lending rules have some variation from state to state.  

@Rohme WilliamsThere are many variations of how private lenders deals are structured.  

There is variation depending who is in charge. 

Many more variations on the net.I generally purchase with 100% financing and try to continually remove equity from my properties.

Including legacy scores models, I would guess we have 20 variations on FICO alone.

When I'm feeling cheeky, I like to respond to realtors who say some variation of "rent is X but you can easily get Y" with a very innocent look and say "oh...why haven't they done that?"

Numerous variations exist on lease options.Assumable mortgage.

This will reduce the variation in cash-flow that I see over the life of the properties.4. 

I still invest with other crowdfunding sites, but all have loans that have fallen into default even with variations on the due diligence and information they provide.

If you get the multi-unit you could implement variations of this to include keeping one unit for yourself or one bedroom in one unit.