Run a criminal background check and a credit check.

I'm assuming here that you're already doing the standard tenant screening (verification of rent, verification of income, criminal check, etc).You already know that they won't qualify for a loan right now, but you want to know WHY: Is it slow credit, no credit, or just straight-up non-payment?

Does the background check include credit check or just criminal history? 

We are screening for criminal record, eviction history, rental history/previous landlord references, and reviewing credit and employment history.

Since you don’t know anything about them you might want to ask them if they are even interested in staying, and tell them they will have to go through a full application process which includes credit, criminal, and eviction checks.

We do accept offer letters on letterhead followed up with a phone call verifying through employer.Criminal Background: Our qualification for criminal history is pretty strict.

It may be a criminal offense for a director of the HOA to provide debt status information that’s not public record to a third party, or it may open up a civil liability issue, or it may violate terms of the HOAs errors and omissions policy.

They're essentially saying the criminal laws and judicial system are racist and unfairly target minorities, therefore Landlords shouldn't consider criminal records when determining risk of an application.Question: who instituted the laws and put these judges in place? 

You can find bankruptcies, work history, criminal history and other interesting stuff on there.

look at the criminal history etc??