Just remember not to juice your numbers up, run your numbers at worst case scenario and see if you can still make money.

A few people came but it just didn't seem to have the juice needed.

And it’s a lot more forgiving this way too.Then there’s the creative financing piece as well…  If you use seller financing instead of holding your rental homes as just regular rentals then there’s another opportunity to squeeze more juice out of your deals.  

After living in the property for a year and realizing we had unused bedroom, the creative juices began to flow and we finally decided to jump in with the investment.

Sometimes we fall a little short, sometimes we fall very short, and throughout the entire process...our books look like we are 1-2 missteps away from going belly up. 

I know the juice probably won't be worth the squeeze, but I would like to be the reason for annoying phone calls and possible garnishment down the road.  

Most of my sellers own multiple properties and are business owners and only work belly to belly.  

The bank may require one or all five members to sign personally and check each one of them.You could have a LLC that is 15 years old with one or two memebrs and you will be looked at personally.Type of loan, amount, collateral, credit, capacity to repay will always be issues and for any LLC to obatin any financing without having members on the line will require a very strong LLC with other assets and a management track record that will convince the lender that you won't go belly up, take bankruptcy and walk away.

Keep those creative juices flowing though @Mike Sands.

David Bell I think you have correctly identified the problem.