Hi Nate,Just off the top of my head (without addressing your question directly).If you know what you want--have pics from the internet it will be easier than propose an idea, change, propose an idea, change etc.On screen artwork is much better than the old (and beautiful) (Mad Man Style) hand drawings.

I'm a little concerned about giving my information to someone over the internet and also making sure that what they are offering is what they can deliver on.

Trulia proves to be quite helpful in determining high crime areas in your city; so that you may avoid investing in such areas.However, the internet has its limitation.

I’ve used big banks (Wells Fargo) I’ve used local banks (TCF & NSB) I’ve used credit uninions (cccu) and internet banks (NASB & axos).

My biggest challenge right now is figuring out how to get internet coverage out there. 

This is where I believe it is critical to get the info from someone that knows the post Dodd Frank way of doing it, and not in pieces from the internet.

I talk to people daily that don't have internet.

Well, I went down the list on The Internet Machine and The Google for every local bank in my area offering HELOCS for my rentals (I already have one on my Primary)  Anyone have any luck with any other banks out there?

On balance, after more than 25 years here, I am willing to wager that far more people have lost out more by waiting (presumably for the market to drop) than those who lost by buying at "the top" of the market. 

It can be exhausting trying to get this information yourself via the internet when so many "sources of information" offer conflicting reports or just blatantly try to push you through some sales funnel without bothering (or caring) to address your actual concerns.