The only catch is that you can't put any of the four units back on the rental market for a period of five years.

@Shane DuncanIf you are willing to move into the property for a period, you can try to look into primary residence loans such as FHA which have a 3.5% down payment requirement.

Or is it just better to find a hard money lender for a short term of about 1 year depending on the season period a traditional bank wants?

While we're uncertain if we'll find another female tenant for the same timeframe, we're considering our options for the best course of action.Should we rent the master bedroom to her in hopes of securing another female tenant for the same period?

I'll have them do a few small jobs as a "trial" period, before unleashing them on a bigger project.Good luck and if we could be of any help let me know!

Additionally, it can help maximize renovations and improvements.A Cost Segregation study is an IRS approved federal income tax tool that increases near term cash flow by utilizing shorter recovery periods for depreciation to accelerate return on investment.

One of my mid term rentals in Upstate New York is going through a little slower period renting out this winter.This property is currently listed on airbnb.com and furnishedfinder.comDoes anyone have any creative ideas that they use to rent their mid term rentals out?

It's little by little, making calls, asking people who they know that is good, vetting them, trial and error. 

I know we will need a renter prior to doing a cash out refinance and we will have to determine the seasoning period of our lender, but going off of 6 months at this point for simplicity.

Long and short WE are discriminated on by landlords PERIOD!