and of course a lot of DSCR loans are quote with a 5 year pre-payment penalty which of course can be VERY expensive if you have a 5 year flat 5% PPP and either rates drop or market conditions are such that you would like to sell the property. 5% of 300k for example would be 15k. 

And beyond any realistic worst-case scenario, in my mind I would rather sell my own house and sleep in the car, before one of my investors would lose a cent.

During our conversation, I asked if they might be interested in selling the park.

What will this same lender need to provide title and escrow when I sell the property?

I am considering to buy an empty lot, then build a single family house, and finally sell it.Do you think Staten Island is a good place for this business?

And the reality is the lot is NOT split, and the real cost in doing so, the impact on cashflow and the risk to my loan make it an untenable effort unless I planned to sell right away. 

If he wants to retire and doesn't have cash, that's why he's selling. 

Time has come to sell. 

But since I’m not an experienced fix-and-flipper, this would require hard money, additional out-of-pocket expenses, and a 3-6 month turnaround before selling.

Many of the selling listings are actually from investors in your market.