Both of them are by the bedroom and this new one I just completed a master bedroom build added on to the back of the house with a private entrance for myself so I’m currently renting out the other 3 beds.Which cost me thousands more than I expected due to contractors not performing like I had expected etc etc.

The private lending world can sometimes feel like the wild West, but as far as industry norms go I would say that your lender is operating outside of them. 

I met a lot of private language school owners' kids.

Hello World, I have been doing research on "cash" offers as an investor and the results I have came up with is a "cash" offer can be consider any funding that is or has the ability to be liquidated without contingency from a bank; i.e. hard money, private money or your own cash.

Private institutional lenders actually offer 30-year fixed loans underwritten to the income of the property.

Notes and private money are other options and there are books on these subjects.What it typically amounts to is risk, reward, and effort.  

Add the fact that you're basically by you're private beach there, you have all the sporting activities, food and your flight included and you get to meet people.

Manufacture homes are affordable and a great o get into home investing, Weather you are putting the on private land or using a community these can be great investments.

You either get private lending which is based on deal (and experience) or use your own funds

Most truly individual private money lenders don't love construction for a number of reasons: - Time horizon on these projects is too long and the project itself highly speculative - Most construction loans are non-dutch, meaning you pay only on what funds are released and PMLs don't like having to earmark additional funds that aren't deployed and aren't earning a monthly interest on