There are only 2-3 really good companies I use for IUL and I like to run my illustrations at conservative interest rates and max funded. appreciate your comment and insight. best,Mike 

This example illustrates why UBTI is NOT necessarily a bad thing.

Thank you for illustrating your commitment!

For illustration purposes, lets say that we are evaluating the following note:Original Principal Balance: $100,000Interest Rate: 5%Term: 360Payment (-536.82) CalculatedLets say that the the above note is available in the secondary market parameters as follows with10 payments made:Unpaid Balance:  98,976Remaining Payments: 350As a savvy investor, I am looking to buy the balance of the payments at a discount 70% of the Unpaid balance: or $69,500that would improve my Yield from 5.0% to 8.55% based on inputting the parameters into by HP10iiMy question is how would I arrive at ROI?  

I feel my question would best be illustrated as an example.Let's say in our example that Joe rents his current single family home that only he lives in for $1,000/mo.

Thanks for the excellent illustration @Dean Letfus.

And as Bill illustrated in a couple of examples a contract to purchase can even happen before you close your sale if you can get the seller to agree.However, in a sellers market the seller has the power.  

If you saw the job listings for 'sap programmer' and $10/hour - you might think 'this job does not pay enough'.It was drawing logos for products you see everywhere you go like logos you see on product box covers, photography, computer graphics (Photoshop), computer illustration, printing and book and magazine designs and a whole lot more.

Suppose you were tasked to determine a single annual maintenance amount that would be accurate for the two cars illustrated below.One is a new small compact car and the other is an older wrecked Humvee.

Very well illustrated.