Usually refers to the date in which loans are recorded, but there are exceptions.fixed-rate mortgageA mortgage in which the interest rate does not change during the entire term of the loan.fixturePersonal property that becomes real property when attached in a permanent manner to real estate.flood insuranceInsurance that compensates for physical property damage resulting from flooding.

To my surprise, Jonathan claimed no knowledge of this situation; I sensed some defensiveness on our call.The damage to the home was extensive enough to require two holes to be patched in the roof and a small hole in the bathroom ceiling to be repaired.

I always wondered about this and houses with fire damage.  

For example, if he has caused damage then you immediately charge him for it.

If they are creating a health hazard, damaging the property, or interfering with the neighbor's right of quiet enjoyment, deal with it.

As an Agent in a coastal area, here's my advice:Find a roofer who can provide a temporary fix such as placing a tarp over the damaged area until the weather allows for a better assessment. 

Whatever personal assets you have is protected, since the damage is limited inside the LLC.

The amount of damage smoke does to a property is outrageous and it's extremely challenging to get rid of smoke damage.

Now if you found something just extraordinarily out of order like all the plumbing in the house was actually faulty, or there was foundation damage, or something else that the average person would not be able to identify, then that's a perfectly good reason to utilize that clause or better yet, to try to renegotiate a price with the new information in hand.

And also my father’s back is damaged because when kid he almost killed himself hiking.