2 tenants in this duplex 1 pays on time every month the other one pays like 5 days late for 50% of rent then pays the rest even later if I evict I would have to give a 90 day notice as they have been there for a while (this is in ny) my property manager also thinks if I evict I can get 10-20% higher on this unit (this is my first property so i don't love taking on so much risk) just not sure what the correct move is here.

I told her I cannot afford that, which I assumed correctly that the so-called free blueprint is useless without paying $2,000 for the training program.

To be sure I understand, as long as the tile company is willing to issue title insurance (both lender and owner), it should not be an issue- correct?  

 - you are the only one that can determine the correct path for you but with your contacts and desire to scale, value adds should be evaluated.  

Hello,You would be correct that the IO loan option would allow the investor more cash flow.

If you have a good attorney like @Zach Shepard mentioned, I would connect with them as soon as possible to make sure you structure everything correctly. 

Am I reading this correctly that I can not charge late fees that total more than 10% of the monthly rent even if I have a different amount in my lease and only own 3 rental properties in Virginia? 

You can’t avoid all risk when you use subject to or wraps, but you can limit your exposure by buying the correct way and having a reserve if things go south.

Yes the others are correct - more of a sales tool.If you are looking to track and manage your properties you may want to research a system like Stessa which I believe has a free version for smaller portfolios.

@Kevin Sobilo, is generally correct in what he mentioned, however, there are a few revenue procedures that could allow for a split allocation of investment & primary portions of each where we could still discuss an exchange.