If it ‘works’ at 8% it will work at 6% but it will be a lot more competitive for buyers when rates drop further..

I am planning on doing all cash on an offer to make it more competitive and then getting a mortgage immediately after, but I was advised against doing this by a lender.

Also, I lack familiarity with the construction loan process and what protections that may be in place (if any) to prevent FIG and their builders from going over budget on the project. 

I’m trying to solve for a lack of funds to put up down payment, not sure another lender is the solution here but open to perspective if you have something in mind  

The market in the area seems pretty competitive with some nice apartments costing around 2,000 for rent so I am considering renting it out for cheaper maybe 1.8/1.9 so it doesn’t sit too long on the market.

I’ve had a few instances where I’ve felt a lack of respect due to being a female and on occasion due to being younger than my tenants but for the most part it’s never been an issue.

I manage 100+ properties, mostly Airbnb and MTR.STR and MTR demand is very strong in Roseville, driven by demand but also a lack of supply...

As with any investment, thorough research and due diligence are essential to making informed decisions and maximizing returns in the competitive real estate market of Spokane, WA.

They are very competitive but still there.

.- Diversification: Diversify your investments to reduce risk, including different geographic locations and property types.Your excellent credit score, lack of personal debt, and existing portfolio put you in a strong position to expand.