Refinancing costs many thousands of dollars, and it sounds like you already have a great owner-occupied mortgage.To answer a question you didn't ask, you might consider exploring passive real estate investing options instead of hassling with landlording and loans and contractors and tenants.

Its worth exploring! 

Explore other rental platforms besides Zillow and consider social media marketing or yard signs.

I already have a general game plan set up but am trying to explore all of my opportunities before committing to any specific strategy.

Explore options like crowdfunding platforms or connecting with experienced sponsors who welcome smaller investments.2.

One of the other investors found it through exploring the market in Granville How did you finance this deal?

Plus with a broker you can explore alot mor flexible terms which seems to be what you are going for if you want a longer fixed term.

Utilize online tools and resources to search for investment opportunities, analyze potential cash flow, explore property management options, visit and assess properties, diversify your portfolio, and keep up-to-date on market trends, economic conditions, and real estate strategies.

Let me know if you are interested in exploring the Tampa Bay area :)

Expand your network and explore social media events and make sure to connect with local lenders and brokers.