Most and i would say 99% of true HELOC's give the lender the unilateral authority to stop any further advances on the line and to call it.. would be rare they actually froze it and foreclosed.. but freezing it sure this happened en Mass during the GFC.. and the main issue is you dont know it until you try to access it.. the letter saying its frozen shows up about 30 days later  :( 

@Brett Burky, those two books haven't been delivered yet but I've listened to podcasts with---and/or read up on--the authors of each and I am excited to dive in. 

Tenants seem to like to ask with authority when they will be getting their deposit back.

The author "Robert Kiyosaki" has a Podcast you might like. and if you are into Podcasts check out Chase Maher's Podcast "Life Worth Chasing."

This means the AGI ceiling is effectively 100% for the 2020 tax year.BUSINESS TAX PROVISIONSEMPLOYEE RETENTION CREDITEligible employers are allowed a credit against employment taxes for each calendar quarter equal to 50% of qualified wage (including health benefits) paid to employees.This amount is limited to $10,000 of wages paid to an employee for all calendar quarters.An eligible employer is one which is in a trade or business:Whose operation is fully or partially suspended due to orders from an appropriate governmental authority limiting commerce, travel or group meetings due to COVID-19; orWho has a “significant decline” in gross receipts (i.e., there is a decrease to less than 50% of the gross receipts for the same quarter in the prior year).Different rules apply as to the covered wages depending upon the number of employees the employer had in 2019.

Check whether the terms of the insurance policy allow for the filing of a business interruption claim as a result of shutdowns imposed by government authorities.

All of which have power and authority and are seen as limiting freedoms or having the power to "tell others what to do".   

Gary Keller is a great author.

I've called Birmingham's Housing Authority at least five times last week and I either didn't get an answer or they tell me they don't know...

location=MA&keyword=&persist=&ajax=0State guidence on coronavirus unemployment: https://www.mass.gov/resource/information-on-unemployment-and-coronavirus-covid-19Zero-hour or furloughed eligibility: https://www.businessinsider.com/what-is-zero-hour-schedule-unemployment-benefits-2020-3Self-employed or independent contractors: https://www.thebalancecareers.com/can-i-collect-unemployment-if-i-m-self-employed-2064148Seek housing assistanceOverview on housing assistance in Mass: https://www.mass.gov/guides/a-guide-to-obtaining-housing-assistance#-rental-assistance-Retal assistance section: https://www.mass.gov/guides/a-guide-to-obtaining-housing-assistance#-rental-assistance-Framingham Housing Authority: https://framinghamhousingauthority.org/GeneralFederal stimulus package FAQ: https://www.nytimes.com/article/coronavirus-stimulus-package-questions-answers.htmlHighlights:- Payments coming to most Americans w/in 3 weeks of $1,200 (ensure your taxes are up to date to receive payment)- $600 federal unemployment for both persons receiving state unemployment benefits AND for self-employed and contract workers for up to 4 months- Federal student loans payment deferred for 6 months- Up to $100k withdrawn from IRA or 401k w/o penalty in 2020 for coronavirus hardshipsIRS page for stimulus package: https://www.irs.gov/newsroom/irs-operations-during-covid-19-mission-critical-functions-continueGeneral pandemic financial advice: https://fortune.com/2020/03/26/stimulus-package-how-to-unemployment-benefits-small-business-student-loans-self-employed-retirement-coronavirus-bill/Please use this information to your advantage the best you can; the goal is to continue our lives as normal (except while staying 6ft apart of course).