A simpler but maybe less sexy option is to give the money away until its gone.

I'll explore my local credit unions to see what options do I have with them 

Baselane is a popular option with some good features, but definitely newer.

Related to that is the question of lender appraisal, even at a reasonable cap rate it will probably take a portfolio loan.You can try a lease with option to purchase.

Let me know if you want insights on financing options!

I was thinking I would give them like 90 days notice w the option to stay for a temporary rent reduction through construction phase. 

I am not trying to be negative or a Karen, but being real so you can analyze all your options on what course of action you should take for your business and what risk level you are comfortable with.

Cash flowing at 5% down was possible about 3 years ago—but that ship may have since sailed.Now, you’re left with two options: you can either pony up more cash per deal, or you can potentially look out of state for markets with more favorable rent-to-price ratios.Or…you can wait for rates to decline, but I don’t know how much a 100 or 150 basis point rate cut in the next year will really move the needle.That said, some firms (usually new construction companies, turnkey providers, etc.) will enter into forward commitments with lenders at institutional rates and then pass cost interest rate savings onto end buyers to entice them to purchase a property.

Most of my funds are in flips though, and small faction in stocks; i prefer some diversity, and cryptocurrency is another option to branch out too.

I know this can vary, but any ballpark figures or advice on funding options would be helpful.