Not looking to refinance, and not looking to use personal income verification. 

To do with other ppls money, you need that personal relationship with the money source and then they have to trust you in terms of market research, boots on ground, analyzation, contracting, and exit sale. 

I personally like multi-family properties as they have less capex (one roof to replace vs multiple) but that is just my style with investing.

Why does the person have to know how to do it?

.🔴 Over-leveraged finances: Borrowers with excessive debt or insufficient personal capital invested in the deal could pose a greater risk of default.🔴 Questionable property comps: Overstated market values or inappropriate comparables may mean they’re inflating expectations.As always, thorough due diligence is your best protection.

I'm in this strange position of being out of state and unfortunatley not having the time to visit or gain personal expertise.

Is it one investor per deal, then they would act as a private lender and that typically includes a note, deed of trust, loan agreement, personal guarantee, assignment of rents and a few other docs.

I like it fine.My personal properties I use Excel.It is very powerful and customizable.

for my personal use and upcoming reconstruction.

Investing in out-of-state properties in New Jersey offers affordability, personal use, and passive income.