:(In fact, since the creation of the DoE, literacy rates have actually dropped.

The important piece of formation is the creation of an operating agreement. 

Obama will eliminate capital gains taxes on small businessess to harness the power of free-market job creation.

With prop 13 holding down taxes, and 30 year fixed rate notes, as well as land scarcity, investing here has been one of the greatest wealth creation vehicles in history!  

Eddie, Jon explains it perfectly and this is the old tried-true method of buy-hold wealth creation.

The contract creation software is solid and well worth the price of the course.

Here's something I wrote previously about starting an HML:You can either become a hard money lender yourself, which requires starting a company, website creation, legal assistance, program creation all to find yourself marketing a product that you have possibly little experience in, and potentially losing money for awhile . . .

Ultimately, Chicago needs job creation and tax reform to help turnaround some of the population trends. 

A big factor for us is net job creation. 

However, wealth is also created and this creation creates winners without the need for a loser.