Sorry, regarding NPN, I know there are several people that like to collect back fees/payments if they can get the loan back to performing, I did call it downpayment, but I just meant a lump sum from the borrower regarding their arrears/fees or perhaps new arrangements that help you get back a portion or all of your initial investment pending what you bought the lien for.

But the assignment itself will say when you get the fee such as: all up front, some upfront and some at closing, or all at closing.

Please give answer to any or all of them.

In that case, you would qualify to exclude some or all of the gain on the sale of your home if you did not use the exclusion on the sale of another residence during the 2 year period that ends on the date of sale, or you used the exclusion within the last 2 years but this sale of your home is due to a change in employment, health or unforeseen circumstances.For rental property, the law has additional limits on the amount you may exclude.

This shouldn't take that long, but you have to lay the right foundation, before you start building the house, or it's going to crack.I would be happy to talk to you about any or all of the things I mentioned above (and I'm sure I forgot plenty).  

Or all cashing them into your fold?

Brian SorensenWe are in the midst of a back to the studs renovation of a 120 year old building (originally a single home, but a duplex for the last 60 - 70+ years)It was quite common for these homes to have 2-layers of lath-and-plaster: The finish layer you see and a second layer, with lath fixed vertically, between the studs in the wall cavities.

Thankfully I had the money to do so.Counters going in.I don't regret the experience or all the issues, I do regret letting it affect my personal life so much but when it is your own home I think that is tough to avoid.

The issue is if she can't buy it later and you can't sell it will the note be structured in a way where you can recoup most or all of your cash investment by selling the mortgage off??

I wouldn't replace them.Tenants WILL break or wear out one or all of these things anyway.At some point, the appliances themselves will wear out.We once had tenants who claimed none of the appliances in a rental house worked at all.