anyone who is teaching people to call banks to get loans has no clue what they are doing, there was one guru who had one student get loans from a bank and then sold it into 5 programs only to make themselves money.

.- New Mortgage Program will Exacerbate Inflation.- Hot Tip to Save BIG on your Next Renovation.- The Skeptics Take.The Weekly 3: News and Data to Keep You Informed- Apartment renters are signing longer leases than ever - incentivized by high supply in multifamily apartments coming online.

You can remotely monitor the property and address any potential issues quickly.Automated tasks: Smart lights can be programmed to turn on/off automatically, saving energy and adding a touch of security by creating the illusion of occupancy when the property is vacant.Consider using a smart home hub like Google Home or Amazon Echo.

It is functionally not possible to have a full time W2 job and be able to put in the qualifying hours to be a real estate professional.

I have followed your story like your program.

Since you're in NY & a 1st time home buyer, check out New York State's First Time Homebuyer Programs at https://hcr.ny.gov/sonymaThere are several programs, different criteria, if you need any recommendations for mortgage professionals feel free to message me

.), on paper my properties are functioning at a loss (great for taxes, terrible for DTI). 

The function of location can never be underestimated. 

@James Luctamar Yeah, no offense, but the same questions get posted over & over again, and the BiggerPockets search function is basically useless.

Mcallen has been named top three safest cities in the US. https://smartasset.com/data-studies/safest-cities-in-america...Edinburg which is also located out here has a university that just adopted a football program that starts in Fall 2025.