Unless you were referring to ARM products or niche products.

ARM's for me, dredge up everything I have read about the interest rates of the 80's.

The first thing you've got to do is set your sights on a particular arm of investing.

They'll do 65% LTV cash out refi on a 5/1, 7/1 or 10/1 ARM.

Its not like ARM mortgages that only adjust annually.

Our lease explicitly states that we have the right to enter with notice.

A buddy just closed on 242 units while deployed.To find out about an area go to IREM.org search for ARM certified property managers.

That being said, Dodd-Frank even lays out the correct way to originate a High Cost loan, and in order to stay away from what they consider predatory they have disallowed certain features like:no balloon paymentsno prepayment penaltiespoints and fees cap at 3% of loan value (depending on loan amount) Past that there are tons of disclosures that need to be handed out for other features some may consider risky (like ARMs for instance), and even required homeownership counceling for buyers getting homes with certain features.

Figure more like 20-30% down and a 15-20 year amortization period with a balloon or ARM.

This takes the priority given explicitly by the recorder's time stamp to be that of what is contained in the instrument while perfecting the same.