Temperate weather, beautiful views and plenty of attractions; what else could you ask for!?  

They are a mess

I know there were be slight rate and point differences, but is there anything else that makes one Refi option better than another for Cash Outs?

Anything else is garbage and will be a disposable car at the end of its 10 year battery life or whenever it gets i a minor accident.

Someone else already found and advertised the property for you. 

Has anyone else faced similar barriers to getting their first property? 

Anything else I need to be aware of ?

The "other structures" were only 10K, while everybody else goes by 10% of the coverage (on 340K coverage of the main structure, you get 34K other structures).The ugly part - much higher deductibles: $5000 general deductible and 3% wind/hail deductible (on a 340K coverage it comes to a whopping $10K+ deductible...makes you understand their "largesse" on unnecessary higher coverage...if they know the rebuilding cost is 250K, they can give you 300K+ because they will not have to pay more than rebuilding cost, but it pushes the deductibles higher).We concluded:1.

I hope this thread will be of some help to someone else.

But everything else is just stuff you agreed to.