It’s priced below value, but people aren’t fond of the area, low walkability score, near a bus stop, etc.I’m nearing the end of a hard money loan and I’m wondering if it’s possible to do a cash out refinance on a HARD MONEY loan.

We are low income so when we go to refinance we will probably need to do a construction loan and use projected rental income to cover the loan. 

Typically people receiving SS benefits won't qualify unless your house/unit is low income.  

Student debt usually come with a low interest rate, a rate you should should be able to beat with even a decent investment thereby making it more worthwhile to invest and just pay the minimum on your student loans.Of course, there's also a mental aspect to this.

The escrow fee of $250 looks low to me.

when I punched in my address, it estimated 47% occupancy, which is WAAAAAY low. 

New construction is very low margin game...

. #3 $2500 for painting (assuming interior) is incredibly low unless you're doing the work yourself.

It’s frustrating, but I understand they have low funding.

Memphis offers a relatively low cost of entry compared to many other markets, which can help with cash flow right from the start.