I look online and lo and behold his parents are on the deed.

@Timothy Durante I did just that, that is why it has taken me a while to get back to responding. 

If not, maybe do a LO with enough time for them to build the income history they need to qualify.   

Never do a LO when the seller is in distress.  

Being a seasoned specialized LO is more scalable.

Your best bet is to get with a rockstar LO that knows their stuff when it comes to investor financing and knows all the angles. 

Is there a lender oe LO who's able to do a 203k loan with a total loan amount of 63k to 70k? 

I obviously can't speak to all the details as I'm not an LO but from what I understand (from their flyer) it's a conventional product, Park National keeps the paper and services the loan, it has no PMI, Is a 100% financed product, and comes with $15K to use for closing cost, rate buy down, or principal buy down depending on your situation.There is a new top dog in the loan products for house hacking in my opinion, and the best part of it is that its local money, staying local and helping local people.    

Happy to share the LO's contact info.

This house didn’t sell in ‘18.November 24th ’17 – Durant St – 2-fam property, side-by-side.