I’m just saying you don’t have the right to harm someone’s pet.

You didnt depreciate so no harm no foul, imo.

I have been waiting to post this to see if anybody else would chime in ad to monitor your activity.However I think your comment here does more harm than good.

Although it has more substance to it, it's less durable and not waterproof.

Is there any harm in opening up a HELOC just to have it ready, even if I can only get a ~$15,000 line?

For example, what happens when you get into a car accident and cause severe harm to the passengers in the other vehicle?

When it comes to an interested applicant's credit history, you really want to make sure you're getting the best overview of what types of revolving balances they have, monthly commitments, payment statuses, etc), and there's a way you can do so without harming their credit score (more on that in a bit).The big reason why this is important is your ability to make a judgment in the best interest of your business (ex. a prospective tenant might have been an irresponsible young college student who maybe overspent on that first credit card a few years back, but if they're well into their career and have on-time payments, a full breakdown of that credit report will provide you with further insight than just a score).

Especially if you have a couple guys present you should be able to see any issues relatively quickly and then shut the main supply back off within a few minutes, no harm no fowl.

And in that case, make sure your tenant isn't in immediate harm (one way or another), and then get it fixed as soon as possible.  

Getting into a legal battle, even if you win, will do you more harm than good in the long run.