I will be doing an FHA or traditional cash out refi on my primary with them early next year (there is still the up front PMI on fha, but no closing costs) to wrap my first, second, and some divorce legal debt together and then doing a rate and term traditional refi several months later to lock in a lower rate than a cash out would have now.

Maybe there is another approach I am not seeing but am all ears and appreciate the reply.Nick 

I need to know what repairs for existing issues will cost and am looking for a VERY THOROUGH home inspector who can uncover even the smallest issues before I am locked in to buying the house.

I am locked in for 12 months. 

I have two ears, but I won't let you whine. 

If you want to charge for out of the ordinary things like a trip charge for unlocking the door for a tenant who accidentally locks themselves out, go ahead.... but then you'll have tenants try to break-in through windows too.

Rate lock for 45 days.Do some places try to squeeze you and let the rate lock expire?

If you're looking to access the equity for a long-term investment, it usually makes more sense to go the Conventional refi route to get the better rate & terms locked in. 

In the terms, I would certainly give myself the option of refinancing her out of the deal - but I want to weigh the pros and cons of a long term seller financed deal.I'm seeing the pros of a long term seller-finance like low down payment potential, locking in a low interest rate long term, and not having the pressure of refinancing if the market turns.My questions are - what are some other pros of a long term seller finance deal, and maybe more importantly - what are the potential cons that I'm missing?

They had preyed the door jam to gain entry to the locked room.