Many times it does come up with a number that seems high but the cost of new construction is typically quite a bit higher than most consumers think.  

We can easily determine the additional cost of electricity, gas, water usage, and consumables (paper towels, laundry detergent, cleaning products, etc.). 

None of the stuff that I do look at on market is found by my realtor, which is extremely time consuming.

Most hotel owners know once there is consumer confidence with a vaccine, there is going to be a massive surge of travel so even owners with distressed assets are trying to keep them alive because unlike the GFC in 2008, there seems to be a more clear end to this recession.

Here is some more information: https://www.fdic.gov/consumers...Forrest Faulconer

The issue more recently is that consumer preferences toward homeownership pivoted faster than homebuilders can react in the wake of the pandemic. 

Usually, on a refi, the LO picks title/escrow, and there's minimal interaction between the consumer and title/escrow aside from scheduling the notary at the end.

. :-)If you're refinancing to get some money out, then the bank and its chosen appraiser would be the beerholder and you're really at their mercy as to what valuation you'll get (I'm sure it partly depends on how much beer they have consumed).

In any given service industry, the consumer has an option to perform the service themselves but is the work going to be done in with the best outcome and effectiveness?

Not sure this is the correct category - but i received a letter from a “Consumer Law Attorney” letting me know that “according to court records a foreclosure had officially been filed against you (me)” and that they were sending me a letter to help me.However i’ve never received such letter from any court and never even been late on any payments.